Possessing a personal vehicle is no longer a style statement. More then symbols of luxury and comfort, personal vehicles like bikes, scooters and cars have become the need of the time. At the same time, the affluent class has huge options to go for the latest arrivals in the market. A swanky car, nice job and cosy home are the things that more or less hold the essence of an up to the mark standard of living. Except a very tiny section of the most affluent section in the country, most of the persons belonging to the middle and upper middle strata of society take the route of loans to purchase the car of their dreams. So dreaming of buying a car is no longer an outlandish idea as it used to be earlier. If you also happen to harbour any doubts about the possibility of realising your car buying dreams, then all you need is to take just one step in the direction. These days car dealerships do keep their own lender desks which enable the clients to go for very easy car loan processing. Also, on the Internet you can come across a very comprehensive network of knowledge regarding the dos and don't s to be kept in mind while going for buying a car. Using some practical sense, one can always negotiate for a better car loan deal. To avail several cash discount schemes, the prospective buyers must compare different market players in the field. Apart from this, various dealers have schemes like car insurance and car accessories in order to draw the customers' attention to them. Worried over the paperwork required to avail such borrowings! On this account you can give your hassled senses some respite because the documentation process has been minimised these days by the financial institutions in order to facilitate the cause of the car buyers. You just need to have identity proof (it can include PAN card, voter ID, driving license or passport), residential proof ( in this case the tenants can give utility bills like the electricity and telephone bills) and the income proof (latest salary slip, last financial year's Form 16 and bank statements for the last 6 months).