Observing the current economic scenario of the country, expecting returns from any of the investment modes such as the likes of stock market and mutual funds might reflect a completely optimistic point of view of a person. The reason, well it is quite obvious, the problem of global liquidity crunch that has plagued the leading economies of the world. However, speaking from Indian context, till now, this problem hasn't impacted our economy, thanks to the strong economic module that has been established on strong fundamental concepts. This is the chief reason why till date we are safe from all kinds of possible economic miseries. With Indian banking system looking completely safe from this financial plague, that goes by the name of liquidity crunch in the economic terms, high chances are there that we may get to face some of the hardships at least for time being. With credit card companies hiking the interest rate, loans laws becoming more stringent and many more, these measures are supposedly have been employed to eliminate all the ill-affects of this so-called liquidity problem. Our government has even hinted that come what may, it will not shy away from the idea of injecting capital into the economy in a bid to help it recover quickly from the foreign influences that have come in, due to the liberal foreign trading policies. This has definitely sent the positive vibes across the country. Moreover the level of maturity exemplified by the mutual funds investors of our country can be cited as an overwhelming development in the present context of this global scenario. Another appreciating fact is that the government of India too has demonstrated superb maturity in handling the issue of this liquidity crisis.