What is gone is gone. Hence past has slipped out of our hands. What is happening cannot be stopped. So present makes us mere spectators. But what comes next is yet to be decided. Thus, we still have the option to make our future better than our past and present. Ensuring the safety of our future has taken a high priority recently. With rising literacy rate and consciousness in India, people are getting concerned about their future and the future of their kith and kins. Today we have every reason to make merry. But tomorrow can vanish the smiles instantly. So it is always better to keep your future 'insured' There are a number of insurance companies, both indigenous and foreign, that have introduced a number of schemes and offers to attract the prospective customers. The medical insurances which are availed at a large scale insure the policy holder against accidents, sudden illness, abrupt hospitalisation etc. The insured gets the treatment, medication and hospitalisation amount reimbursed instantly. Similarly, home insurance gives monetary coverage to the homes against fire, flood or any unfortunate catastrophe. These days people are insuring their assets which holds utmost importance to them. These include vehicles like bikes and cars, jewellery, and even mobile phones. The significance of insurance policies have seeped into the Indian minds. Travel insurances are also on high demand these days. People avail the travel insurances before going for vacations. Basically, the trips to foreign places are insured to reduce the impact of any risk during the journey. In short, any material object that costs something can be considered for insurance. The insurance market is on an all time high as more and more customers seeking insurance are approaching. Every one wants to keep his future safe so that he can live or rather celebrate his present. That is why, the insurance policies are in such a demand.