The mutual fund is the total sum of money being invested by lots of people in sectors like the stock market, the bonds market and many other forms of financial instruments. Normally, it is managed by a person serving the role of a fund manager, and this person also does the task of managing the investment in a proper manner, in order to generate lucrative returns for the investor. Normally, an investor is assisted in making the proper decisions as to where to invest, by experts in this field who are now also providing their services in an online manner using the medium of websites. The economic turmoil that has taken place on American soil has led to many striking changes in the perception of investors. However, mutual funds still continue to be one of the most stable investment options available for an investor. Factors, primarily among them being inflation, have become an headache in the current scenario. However, the economies of the world though have their performance somewhat dented, but like the ship emerging from the depths of huge waves amidst a terrifying storm, recuperation has already started with most of the countries now being able to muster up their performances both in terms of financial and economic aspects. The mutual funds sector, in the Indian perspective is still a stable one, as well as a reliable one due to having the feature of getting back into shape quite quickly. Some of the investors in the current situation may be irate with this optimistic approach, however it needs to be considered that the situation currently prevailing is one which will turn back towards its better half and investors need to have patience and also foresight in ample amounts. Some of the steps that have been taken by the government are indicative of this fact which is bound to take place. For every economist is sure to know one thing, that a period of recession is always followed with a period of boom.