HDFC Corporate Credit Card

24x7 online MIS availablity.

60 MIS reports for better informed business decisions.

Substantial savings for the business through better negotiations with airlines, hotel chains and other service providers.

Streamlines accounting procedures by consolidating transaction data from around the world.

Helps in integrating with the existing accounting systems.

Helps in minimising paperwork and simplifying reconciliation and compliance tasks.

Smart Data online Reports

• Card programme analysis including transaction totals, ATM usage etc.
• Spending Analysis by category
• Expense reports
• Cost allocation details & summary
• Merchant summary & details
• Account management for detailed transaction information at employee level.

My rewards
Earn upto 1 reward points for every Rs.150 spent on the card. Points earned can be redeemed for exciting gifts and Air miles. Earn upto 2 reward points for every Rs.150 spent on international transactions.

Petrol Surcharge Waiver
Offering 0% surcharge on petrol spends across all petrol pumps.

Revolving Credit Facility #
Upto 50 days interest free period on your card along with interest rates of 3.25 % per month.

Protection Through Insurance
To show how much we care, we have provided accident insurance covers upto 25 lacs on air travel and 3 lacs on rail travel.

# wef 1st Sep'08
*Conditions Apply

You are eligible for a HDFC Bank Woman's Credit Card if you are:

	Salaried	Self Employed
Minimum Age	21	21
Maximum Age	60	65
Annual Income (Rs.)	Rs 200,000/- p.a.	Rs. 150,000/- p.a.

Description of Charges	Corporate Card
Interest Free Period	Upto 50 days
Minimum Repayment Amount	5%, Minimum Rs 200
Cash Advance Limit	40% of credit limit
Joining Fee	Nil
Annual Fee	Nil
Additional Card fee	Nil
Charges On revolving Credit	3.25% P.M., 39.0% Annually - from Transaction date #
Cash Advance Charges	2.5% on amount withdrawn or Rs 300 whichever is higher
Late Payment Charges	Nil for Credit card bills upto Rs.100, Rs.100 for credit card bills between Rs.100 and Rs.500, Rs.350 for credit card bills between Rs.501 and Rs.10000, Rs.500 for credit card bills between Rs.10001 and Rs.20000 and Rs.600 for credit card bills above Rs.20001.
Charges on overlimit account	2.5% of overlimit amount subject to a minimum of Rs 500
Payment return Charges	2% of payment amount subject to min of Rs 300
Cash processing fee	With effect from 1 May 2007, cash processing fee of Rs 50 per payment is payable on cash deposits at HDFC Bank branches/ATMs. Card accounts levied with Late Payment Charges in the latest generated statement will be exempted from the cash processing fee.
Balance Transfer / Balance Transfer on EMI Processing Charges	2.0% of BT / BT on EMI amount or Rs. 200,whichever is higher( Max. Rs. 600/-)
Petrol Transaction Charge	0% surcharge
Railway Ticket Purchase Fee	Rs. 30 + 2.5% of transaction amount
Reissue of Lost, Stolen or Damaged Card	Rs. 100
Outstation Cheque Processing Charge	Rs. 100
Retrieval Fees ( Chargeslip)	Rs. 125 per Chargeslip
Foreign Currency Transactions	Bank Charges Cross currency mark-up of 3.5%
Service Tax	Applicable on all Fees, Interest and other charges

#wef 1st Sep'08
Service Tax Applicable on all fees, interest and other charges As per the Finance (No 2) Act 2006, all fees & charges mentioned in the Tarriffs, Charges or Fees Brochures will attract Service Tax @ 12% & Education Cess @ 3% of the service tax amount effective 11th May 2007.