Corporate Features *
24x7 online MIS availablity.
60 MIS reports for better informed business decisions.
Substantial savings for the business through better negotiations with airlines, hotel chains and other service providers.
Streamlines accounting procedures by consolidating transaction data from around the world.
Helps in integrating with the existing accounting systems.
Helps in minimising paperwork and simplifying reconciliation and compliance tasks.
Smart Data online Reports
- Card programme analysis including transaction totals, ATM usage etc.
- Spending Analysis by category
- Expense reports
- Cost allocation details & summary
- Merchant summary & details
- Account management for detailed transaction information at employee level.
Cardholder Benefits
My rewards
Earn upto 2 reward points for every Rs.150 spent on the card.
Earn upto 4 reward points for every Rs.150 spent on international transactions
Travel Benefits
10% cashback on all air tickets and hotels booked on www.yatra.com, through mastercard travel benefits program
Petrol Surcharge Waiver
Offering 0% surcharge on petrol spends across all petrol pumps.
Revolving Credit Facility #
Upto 50 days interest free period on your card.
Protection Through Insurance
To show how much we care, we have provided accident insurance covers upto 25 lacs on air travel and 3 lacs on rail travel.
# wef 1st Sep'08
*Conditions Apply
Eligibility Criteria
You are eligible for a HDFC Bank Woman's Credit Card if you are:
| |
Salaried |
Self Employed |
| Minimum Age |
21 |
21 |
| Maximum Age |
60 |
65 |
| Annual Income (Rs.) |
Rs 200,000/- p.a. |
Rs. 150,000/- p.a. |
Fees & Charges
| Description of Charges |
Corporate Card |
| Interest Free Period |
Upto 50 days |
| Minimum Repayment Amount |
5%, Minimum Rs 200 |
| Cash Advance Limit |
40% of credit limit |
| Joining Fee |
Nil |
| Annual Fee |
Nil |
| Additional Card fee |
Nil |
| Charges On revolving Credit |
3.25% P.M., 39.0% Annually - from Transaction date # |
| Cash Advance Charges |
2.5% on amount withdrawn or Rs 300 whichever is higher |
| Late Payment Charges |
Nil for Credit card bills upto Rs.100, Rs.100 for credit card bills between Rs.100 and Rs.500, Rs.350 for credit card bills between Rs.501 and Rs.10000, Rs.500 for credit card bills between Rs.10001 and Rs.20000 and Rs.600 for credit card bills above Rs.20001. |
| Charges on overlimit account |
2.5% of overlimit amount subject to a minimum of Rs 500 |
| Payment return Charges |
2% of payment amount subject to min of Rs 300 |
| Cash processing fee |
With effect from 1 May 2007, cash processing fee of Rs 50 per payment is payable on cash deposits at HDFC Bank branches/ATMs.
Card accounts levied with Late Payment Charges in the latest generated statement will be exempted from the cash processing fee. |
| Balance Transfer / Balance Transfer on EMI Processing Charges |
2.0% of BT / BT on EMI amount or Rs. 200,whichever is higher( Max. Rs. 600/-) |
| Petrol Transaction Charge |
0% surcharge |
| Railway Ticket Purchase Fee |
Rs. 30 + 2.5% of transaction amount |
| Reissue of Lost, Stolen or Damaged Card |
Rs. 100 |
| Outstation Cheque Processing Charge |
Rs. 100 |
| Retrieval Fees ( Chargeslip) |
Rs. 125 per Chargeslip |
| Foreign Currency Transactions |
Bank Charges Cross currency mark-up of 3.5% |
| Service Tax |
Applicable on all Fees, Interest and other charges |
#wef 1st Sep'08
Service Tax Applicable on all fees, interest and other charges
As per the Finance (No 2) Act 2006, all fees & charges mentioned in the Tarriffs, Charges or Fees Brochures will attract Service Tax @ 12% & Education Cess @ 3% of the service tax amount effective 11th May 2007.