ICICI Lombard Gold Plan
ICICI Lombard has now come up with its very exclusive gold plan, wherein you can ensure a tension free holiday while outside your country. It covers all unexpected and unplanned medical and non-medical expenses, and what makes it all the more special is that it covers pre-existing diseases in life-threatening emergency conditions as well.
To make it even better, ICICI Lomabrd has partnered with US based Health Care provider United Health Group, a leading organization in order to provide the insurer an access to United Health's network of hospitals and physicians while in the United States.
Policy Coverage
- Medical Cover* @ -US$ 50,000 to US$ 250,000
This covers medical cost due to illnesses or accidents, including outpatient & inpatient medical expenses, medical aid, therapies and diagnostic test. It also covers medical evacuation costs back to India.
- Dental Treatment*– US$ 250
Covers the cost of acute anesthetic treatment to natural teeth due to an injury.
- Passport Loss** – US$ 200
For expenses incurred in obtaining a fresh or new passport.
- Repatriation of Remains – US$ 7,000
For the expenses of repatriating the remains back to India.
- Personal Accident Compensation – US$ 15,000
A compensation given in case of death or permanent total disability.
- Passport Loss** – US$ 200
For expenses incurred in obtaining a fresh or new passport.
- Checked-in Baggage Loss Compensation– US$ 500
Compensation for the permanent loss of checked-in baggage
- Checked-in Baggage Delay Compensation – US$ 100
Compensation for reasonable expenses incurred for the purchase of toiletries, clothing and medication due to a delay of checked-in baggage for more than 12 hours.
- Personal Liability Coverage– US$ 100,000
for damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the insured.
- Financial Emergency Assistance– US$ 300
Emergency cash that is available to you in case your travel funds are robbed.
- Hijack Distress Allowance#– US$ 125 per day, for maximum of 7 days
A compensation payable in case of hijack of air or sea common carrier for more than 12 hours whilst on your trip abroad.
- *Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the doctor / hospital. ** Deductible of US$ 50. # 12 hours.
- @ For policies with medical expenses sum insured over US$ 100,000, the limit of liability of the company will be restricted to US$ 100,000 per sickness, disease or accident. Further sub-limits applicable for people aged 56 years and above. For details, kindly refer to policy wordings.
Key Benefits
- Pay Per Day- no slab rates charged - You don’t pay for the days you don’t use. So next time you travel for 24 days, you will pay for 24 days and not for 30 days in the slab system.
- Instant Policy Issuance- The policy is issued instantly online. No medical check-up required
Cashless settlement of claims worldwide You can avail of cashless services at medical institutions worldwide.
Contact us at:
From USA and Canada: + 1 866 625 8529 (Toll Free)
From the rest of the world: +91 11 4189 8868 (Call back facility)
In India: +91 11 4189 8800
In India for reimbursement enquiry: 1800 113 666 (Toll Free & Accessible only in India and during business hours only)
Fax: +91 11 4189 8801
E-mail- travelclaims@icicilombard.com
- No medical Check-up up to 85 years
- No health-check up is required up to 85 years of age. This special offer is also applicable to senior citizens, avail Senior Citizen Plan instantly with no medical check up with a claim benefit of $15,000 per illness or injury.
- Quality Health care - ICICI Lombard has partnered with leading US-based Health Care provider UnitedHealth Group, to provide better health care benefits and services to be availed when in the US
- Lightning Fast Claims - Your claims are settled within 7 days of the receipt of the required documents.
- Pre-existing Ailments and Maternity cover - Pre-existing ailments and maternity are covered in case of life-threatening situations.
- Coverage up to 360 days
EMI without any extra charges: You can pay online through ICICI Bank, HDFC Bank and Citibank Credit Card at EMI without any extra charge. (Conditions Apply. Providing EMI facility for ICICI Bank (upto 12 months), Citibank, HDFC Bank (upto 6 months) Credit Card customers at the discretion of the Banks)
Need for Travel Cover
- In India, around 30 crore people travel by train and 1.5 crore by air, every year. A large number of people fall sick or cancel their travel plans or find their baggage stolen
- Amongst popular destinations, Travel insurance is mandatory for European countries, Australia, New Zealand, Canada and USA
- Medical treatment abroad is expensive especially when one has to pay in foreign currency
Overseas Travel Insurance takes care of your medical expenses and repatriation and covers you against personal accident, loss of checked baggage, loss of passport, personal liability, trip delay, etc
Mentioned below are the various General Insurance products offered by ICICI Lombard:
Health Insurance
Motor Insurance
Overseas Travel Insurance
