ICICI Multi Trip Insurance
ICICI Multi trip Insurance is designed exclusively and specially for frequent travalers. It is valid for a period of 365 days and one can choose between 2 options, one of 40 days and the other of 45 days, depending on the duration of each of his trips.
It is extremely beneficial for the insurer as the number of visits abroad for a person can be customized and he can travel as many times as he likes in a year unless his trips do not exceed the time period he has opted for. It is a one time payment for an entire year, which is the most striking advantage. The insurance policy includes hijack distress allowance, financial emergency assistance, personal accident and many more. It covers all unexpected and unplanned medical and non-medical expenses, and what makes it all the more special is that it covers pre-existing diseases in life-threatening emergency conditions as well.
Policy Coverage
- Medical Cover* @ - US$ 100,000 to US$ 500,000
This covers medical cost due to illnesses or accidents, including outpatient & inpatient medical expenses, medical aid, therapies and diagnostic test. It also covers medical evacuation costs back to India.
NOTE - We also cover Pre-existing Ailments and Maternity in case of life-threatening situations.
- Dental Treatment*– US$ 250
Covers the cost of acute anaesthetic treatment to natural teeth due to an injury.
- Repatriation of Remains– US$ 7,000
For the expenses of repatriating the remains back to India.
- Passport Loss** – US$ 200
For expenses incurred in obtaining a fresh or new passport.
- Checked Baggage Loss– US$ 500
Compensation for the permanent loss of checked-in baggage.
- Checked Baggage Delay– US$ 100
Compensation for reasonable expenses incurred for the purchase of toiletries, clothing and medication due to a delay of checked-in baggage for more than 12 hours.
- Personal Accident– US$ 15,000
Compensation paid in case of death or permanent total disability.
- Personal Liability– US$ 100,000
Compensation for damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the insured.
- Financial Emergency Assistance– US$ 300
Emergency cash that is available to you in case your travel funds are robbed.
- Personal Accident– US$ 15,000
A compensation payable in case of hijack of air or sea common carrier for more than 12 hours whilst on your trip abroad.
- *Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the doctor / hospital. ** Deductible of US$ 50. ***2 days deductible. # 12 hours.
- @ For policies with medical expenses sum insured over US$ 100,000, the limit of liability of the company will be restricted to US$ 100,000 per sickness, disease or accident. Further sub-limits applicable for people aged 56 years and above. For details, kindly refer to policy wordings.
Key Benefits
- Save Time & Money – You pay an annual one-time premium and can secure as many trips (30 or 45 days per trip) throughout the year xinstantly online. Multi-trip has no extension hassles and insures all your trips throughout the year.
- Customise your number of visits abroad - Our Multi-Trip Policy allows you to travel as many times as you like in a year, so long as each trip does not exceed 30 or 45 days.
- Greater Sum Insured, greater cover - Secure your Overseas Travel worldwide with a higher sum insured of Rs. 500,000.
- Immediate Policy Issuance- The policy is issued without any medical checkup upto 85 years of age
Cashless settlement of claims worldwide – You can avail of cashless services at medical institutions worldwide.Contact us at
From USA and Canada: + 1 866 625 8529 (Toll Free)
From the rest of the world: +91 11 4189 8868 (Call back facility)
In India: 1800 113 666 (Toll Free & Accessible only in India)
Fax: +91 11 4189 8801
E-mail- travelclaims@icicilombard.com
- No medical Check-up
No health-check up is required up to 85 years of age.
- Quality Health care - ICICI Lombard has partnered with leading US-based Health Care provider UnitedHealth Group, to provide better health care benefits and services to be availed when in the US
- Lightning Fast Claims - Your claims are settled within 7 days of the receipt of the required documents.
- Pre-existing Ailments and Maternity cover - Pre-existing ailments and maternity are covered in case of life-threatening situations.
- Coverage up to 360 days
EMI without any extra charges: You can pay online through ICICI Bank, HDFC Bank and Citibank Credit Card at EMI without any extra charge . (Conditions Apply. Providing EMI facility for ICICI Bank (upto 12 months), Citibank, HDFC Bank (upto 6 months) Credit Card customers at the discretion of the Banks)
Eligibility
- The insured needs to be between 1-70 years of age
- The policy is issued without any medical checkup.
Need for Policy
- In India, around 30 crore people travel by train and 1.5 crore by air, every year. A large number of people fall sick or cancel their travel plans or find their baggage stolen
- Multi-Trip Policy is ideal for the frequent flyer and takes care of their entire travel insurance needs for a year
Medical treatment abroad is expensive especially when one has to pay in foreign currency
Overseas Travel Insurance takes care of your medical expenses and repatriation and covers you against personal accident, loss of checked baggage, loss of passport, personal liability, trip delay, etc.
Mentioned below are the various General Insurance products offered by ICICI Lombard:
Health Insurance
Motor Insurance
Overseas Travel Insurance
