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ICICI Personal Accident Insurance



ICICI Personal Accident Insurance

ICICI Lombard gives compensation not only for accidental deaths, but even for permanent disabilities and against acts of terrorism. Choose from options of cover time periods as well as the amount to be insured.


    Policy Coverage

Personal Accident policy covers you for:

  • Terrorism and Acts of Terrorism: In case of the death of the insured arising out of terrorism or acts of terrorism within the policy period, the nominee (mentioned in the policy) is compensated with the sum Insured. The company shall also pay compensation against permanent and total loss of limbs, sight etc. (of the insured) arising out of terrorism or acts of terrorism.
  • Accidental Death : In case of death of the insured due to an accident within the policy period, the nominee (mentioned in the policy) is compensated with the Sum Insured.
  • Permanent Total Disablement (PTD) : Personal Accident pays compensation against the permanent and total loss of limbs, sight etc. due to an accident.

Note: If any such injury as mentioned above shall result in the inability to remain gainfully employed, then the Capital Sum Insured payable will be 100%.
     Key Benefits

  • Covers claims arising out of Terrorism or acts of Terrorism
  • Covers against Accidental Death or Permanent Total Disablement (PTD)
  • Choose among Sum insured options of Rs. 3, 5, 10 and 20 Lakhs
  • Choice of cover period: 3, 4 or 5 years
  • No health check-up required
  • Easy Claim Process with minimal documentation

    Eligibility

  • Age criteria at entry: Minimum 18 years, Maximum 70 years.
  • The applicant can buy the policy for his spouse aged between 18-70 years.

    Need for PA

  • Terrorist activities are no longer limited to the sensitive border areas of India. The recent terror attacks in Mumbai at prominent areas including CST railway station, Hotel Taj and Hotel Oberoi Trident, has shook the entire nation. The bomb blasts at major Indian cities like Delhi, Jaipur, Bangalore and Ahemdabad have put the entire nation under threat. It has become imperative to have a terrorism cover. Our Personal Accident Policy covers you against terrorism related accidental losses and death.
  • According to a report by IIT Delhi on Traffic Injuries and Fatalities in India, road traffic accidents take a toll of almost 1.2 million people a year and additionally injure or disable between 20 million and 50 million annually
  • Personal Accident Insurance protects the insured against Accidental Death & Permanent Total Disablement (PTD)
Mentioned below are the various General Insurance products offered by ICICI Lombard:

 Health Insurance
 Motor Insurance
 Overseas Travel Insurance

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