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CashBak

ICICI Prudential's CashBak is a fixed-term insurance plan that provides you with funds at regular intervals. The plan also keeps your family financially secure should an untoward event ever occur.

Read more about the features and benefits of CashBak.

CashBak at a glance

Minimum/Maximum Entry Age 16 years and 55 years
Minimum Sum Assured Rs. 75000
Liquidity years for CashBak 15 years 3 rd , 6 th , 9 th and 12 th year
Liquidity years for CashBak 20 years 4 th,8 th, 12 th and 16 th year
Maturity Benefit 50% of Sum Assured + Guaranteed Additions and Vested Bonuses

Features and benefits of CashBak

CashBak is a fixed-term insurance plan that you can invest in for either 15 or 20 years, depending on your financial goals and objectives. Take a look at the features and benefits of this plan:
Guaranteed additions: Receive additional sums at the rate of 3.5% compounded annually on the Sum Assured, for the first four years.
Liquidity benefit: Receive a percentage of the basic Sum Assured at the end of year 3, 6, 9 and 12, if you choose a 15-year plan. If you choose a 20-year plan, receive payouts at the end of year 4, 8, 12 and 16.
Death benefit: Should something happen to you, your nominee will receive the Sum Assured along with guaranteed additions for the first 4 years, along with vested bonuses, irrespective of the survival benefits already paid.
Maturity benefit: Receive 50% of the Sum Assured along with guaranteed additions, for the first 4 years, and vested bonuses (if any).
Tax benefits: Enjoy tax savings on your premiums (under u/s 80 C) and tax exemptions on your death and maturity benefits [under u/s 10 (10 D)].