Pure Protect
One always vouches for the safety and security of his near and dear ones, despite the fact that life is very uncertain and anything can happen at any given day. Which is why it is important to ensure that even after you are gone, your loved ones stay protected from the harsh difficulties in life.
The ICICI Pure Protect is one such plan that ensures that your family's future stays safe even after you are gone.
ICICI Pru Pure Protect is a term plan (Without Return of Premium) which will be available in two variants:
* ICICI Pru Pure Protect Classic: For Sum Assured of up to Rs. 25,00,000
* ICICI Pru Pure Protect Elite: For Sum Assured of Rs. 25,00,000 and above
Invest in the plan that best suits your protection needs and guarantees lifelong comfort and security to your family.
Policy at a Glance:
| Features |
Pure Protect Classic |
Pure Protect Elite |
| Minimum Annual Premium |
Rs. 2400 p.a. ( with service tax ) |
|
| Minimum / Maximum Entry Age |
18 - 65 years |
|
| Maximum Age at Maturity |
75 years |
|
| Term |
10 - 30 years |
|
| Minimum Sum Assured |
|
Rs. 25,00,000 |
| Premium Payment Frequency |
Yearly, Half Yearly, Monthly |
|
| Tax Benefit |
Premium paid for the policy will be eligible for tax benefit under section 80C, any benefit amount received under this policy will be eligible for the tax benefit under section 10 (10D), as per prevailing Income Tax laws.
|
|
Key Benefits:
- Take a look at the features and benefits of the plan:
- Death benefit: Provide for your beneficiary to receive the Sum Assured should something happen to you.
- Maturity benefit: There are no maturity benefits available under this plan.
- Tax benefits: Receive tax deductions on premiums paid (u/s 80 C). Enjoy tax exemptions on death benefits [u/s 10 (10 D)] as per prevailing Income Tax laws.
Additional Benefits
- For added protection of your family against any unfortunate eventualities, we offer you the following benefits at a nominal extra cost.
- Death and Disability Benefit Rider:
- On death of the life assured due to an accident, the beneficiary gets the additional Sum Assured under the Rider.
- In case of death due to accident while the life assured is using, as a fare paying passenger, authorized public mass surface transport, namely bus or train, operating under terms of such authorization the beneficiary gets twice the Sum Assured under the rider.
- In the event of total and permanent disability, 10% of the Rider Sum Assured is paid out every year, for 10 years.
- Waiver of Premium Rider:In case of total and permanent disability due to an accident, under this rider the company will pay the remaining premiums till maturity.
- For rider exclusions, please refer to the detailed rider brochure
