Product Information

A person went to Singapore to spend a vacation. While boarding the flight, he noticed that he left a bag containing his valuable belongings, at the airport. What to do now?

In such a scenario, Travel insurance policy comes in handy as it promises to provide financial relief to the traveler. While traveling abroad, one might face hardships like loss of baggage, sudden medical requirement, loss of passport or any other financial emergencies. Travel insurance covers these unforeseen situations which a person may confront on a trip either abroad or within the country.

• Coverage of medical expenses and dental treatment- If a person falls sick on a trip, the travel insurance policy promises to provide a cash free treatment subject to a minimum amount of expense. Further, travel insurance also covers any dental treatment due to injury on a trip.
• Hospitalization allowance- If a person is hospitalized for more than two days, then this policy provides for daily hospitalization allowance.
• Medical Evacuation- In case there are circumstances that prevent a person from being treated for the illness while he is on a trip, then this policy assures the coverage to bring the person back to the hospital in his native place.
• Compassionate visit- In case a person remains hospitalized for more than seven consecutive days while on a trip, the insurance company reimburses the return fare for a family member to visit him.
• Personal Accident- In case of disability or loss of life of th insured person abroad due to an accident, the insurance company is liable to compensate for the same.

• Delay of Checked-in baggage- The insurance company is liable to pay for the emergency purchase of replacement items if the insured person's baggage is delayed beyond 12 hours.
• Total loss of Checked-in baggage- If a person's checked-in baggage is lost in the custody of the air-carrier, then the insurance company is liable to reimburse the total loss of baggage.
• Loss of passport- In case the person loses his passport abroad, the insurer has to reimburse all expenses for obtaining a duplicate passport.
• Trip Delay- If the trip is delayed for more than 12 hours due to problems at the airport, medical problems or any natural disasters, the insurance company is liable to reimburse for the expenses incurred.

• Trip Cancellation- In case one's trip is canceled due to any reason like medical emergency or natural disasters, the insurance company is liable to take care of all the expenses which are otherwise non- refundable.
• Missed Connection- The insurance company needs to pay for all the expenses if a person is unable to reach his destination on time due to delay in arrival of the flight for more than three hours.
• Personal Liability- The insurance company covers all the expenses to be paid to the third party in case of involuntary death or damage to health and property of the insured person.

• Financial Emergency Assistance- In case there is any monetary loss due to theft or robbery, abroad, the insurance company compensates you for a portion of that amount.
• Hijack Distress Allowance- The insurance company pays a distress allowance to the insured if the air-carrier is hijacked for more than 12 hours.
• Home Burglary Insurance- The insurance company covers the risk of your possession at home at your native place being stolen, by compensating you with the same amount or a part of the same.