Reliance Home Protect Policy
A home is the most priceless asset that one has. It is therefore vital to ensure the complete safety of your valued possession. Keeping in mind this thing Reliance has come up with its very interesting Home Protect policy where in you can ensure the complete well being of your home.
The most interesting part is that it begins at Rs 499 per year only and has an array of services to offer to you. Its an instant policy insurance and covers personal accident too for a family of four. Along side it provides comprehensive coverage for your home, contents and appliances and other valuables. Coverage on first loss basis against burglary, valuables & mechanical/electrical breakdown sections is also covered. The documentation is easy and this adds a feather to the policy. Therefore, don't wait anymore. Just go and grab the opportunity.
Features
Key Highlights
- Starts from Rs. 499 per year only
- Instant policy issuance
- Policy covers valuables, consumer durables, other home contents
- Personal Accident cover for family of four
Maximum Coverage
- Comprehensive coverage for your home contents, appliances and valuables.
- Compensation against accidental death and disability.
- Coverage at reasonable premium.
- Coverage on first loss basis against burglary, valuables & mechanical/electrical breakdown sections.
Quick Reliable Service
- Easy Documentation.
- Fast, fair and reliable claims payment.
Policy Coverage
Reliance HomeProtect Policy provides coverage for
Home content and appliances
- Fire and allied perils including earthquake.
- Burglary, housebreaking, hold-up.
- Terrorism at the option of the insured.
- Electrical and mechanical breakdown.
Home content and appliances
- Fire and allied perils including earthquake.
- Burglary, housebreaking, hold-up including theft.
- Robbery, waylaying, snatching away.
Personal Accident Cover
- Death, Permanent Total Disablement (PTD) & Permanent Partial Disability arising out of accident.
- Reimbursement of expenses incurred for transportation of dead body to residence subject to a maximum of Rs. 2,500/- (death due to accident).
- Payment of education grant for the dependent children.
Value Added Benefits
Reliance General Insurance strives to provide more than what is expected. This policy:
- Loss of Passport – Reimburses actual expenses incurred for obtaining a duplicate or fresh passport in the event of its loss.
- Moving to a new Home – Compensates towards loss or damage to home contents and appliances while being transported by professional packers and movers to a new home, anywhere in India.
- Loss of Title Deed – Reimburses actual expenses incurred upto Rs. 3,000/- towards cost of replacement of title deeds of the your home following any loss or damage to the title deeds caused by:
- Fire and allied perils including earthquake
- Burglary, housebreaking and theft
- Robbery, waylaying, snatching away
- Payment of Home Loan Installment – Provides for payment of home loan instalments upto a maximum of 6 EMIs of the home loan in the unfortunate event of accidental death or PTD.
- Additional Rent for Alternate Accommodation – Provides for payment of expenses of additional rent for alternative accommodation if the home is damaged due to fire and allied perils including earthquake for which a claim is admissible under Section "Home Contents and Appliances".
Exclusions
At Reliance General Insurance, we would like our policy to be as transparent as possible. To ensure that you do not face any unpleasant surprises when you make a claim, we would like you to know some of the major exclusions under the policy:
- Loss or damage due to war and nuclear perils
- Loss or damage due to depreciation and normal wear and tear
- Any consequential loss
- Conditions due to misuse of alcohol or other intoxicants
- Seizure of passport by the customs, police or public authorities.