Reliance Travel Care Insurance Policy - Asia
This plan is specially designed for people who roam around
within Asia for holidays, shopping and traditional reasons. It safeguards and protects
you from all kinds of emergencies there by giving you a pleasant time when outside
your country.
It gives you comprehensive coverage at a lower cost than a global coverage plan.
The insurance policy is issued instantly. They also cover medical expenses, personal
accidents, accidental deaths, Pre-existing illnesses and maternity related problems
are covered under life threatening situations. Therefore go ahead and secure yourself
with the most interesting policy.
Features
Plan exclusively designed for Asia
- Reliance Travel Care – Asia Plan is exclusive designed for travel for people travelling
within Asia.
- It gives you comprehensive coverage at a lower cost than a global coverage plan.
- The plan is available in two variants Standard and Silver.
Convenient for you
- This plan requires no medical check-ups.
- The insurance policy is issued instantly.
- We offer a 24-hour cashless and hassle-free claims settlement through a reputed
emergency assistance service provider
- Reliance Travel Care – Asia Plan is available to individuals upto the age of 70
years.
Coverage for Sportspersons
- This policy provides coverage for sportspersons and for people taking trips involving
winter/adventurous sports. The cover is subject to prior declaration, premium loading
and underwriting approval.
Policy
Coverage
Reliance Travel Care – Asia Plan covers you and your family for:
Medical Expenses
- The plan will pay for in-patient and out-patient hospitalisation. It also covers
dental expenses for acute anaesthetic dental treatment caused by injury.
- We also compensate you for emergency evacuation to India and cover the cost of repatriation
of mortal remains.
Personal Accident
- In case of an accident, we will provide compensation for death or permanent disability.
Accidental Death and Dismemberment-Common Carrier
- The policy also provides compensation for death or permanent disability due to an
accident on any flight, ship or other common carrier.
Personal Possession Contingencies
- We not only take care of your health needs but also of your personal possessions.
This policy provides coverage against loss of passport. We reimburse the cost of
obtaining a fresh or duplicate passport, in the event of a loss.
- If your checked baggage is delayed more than 12 hours then Reliance Travel Care
will reimburse you with essential expenses. Incase of total loss of baggage by the
common carrier, we provide compensation for the same.
Value
added Cover
Our policy gives you more for than your expectations with value added covers:
- Pre-existing illnesses and maternity related problems are covered under life threatening
situations.
- The policy will be automatically extended in case of specific risks.
- Incase of trip delays we reimburse your additional expenses
- What's more we cover you against liability to a third person caused involuntarily
by you or your family.
- You will never be stranded in a foreign country without money since we provide you
with emergency cash incase you lose your travel funds due to theft.
- In the unfortunate event of a hijack, we will pay you a special distress allowance.
Exclusions
At Reliance General Insurance, we would like things to be as transparent as possible.
To ensure that you do not face any misunderstandings when you make a claim, we would
like you to know some of the major exclusions under the Policy. The claim will not
be valid if the insured is:
- Travelling against the advice of a physician
- Receiving or are on a waiting list for specified medical treatment
- Travelling for the purpose of availing treatment
- Has received a terminal prognosis for a medical condition
Eligibility
Those eligible for this plan are:
- Individuals between the ages of 3 months and 70 years
- Individuals travelling to Asian countries.