Reliance Travel Care Insurance Policy for Individuals and Families
With the introduction of this policy, a happy holiday is ensured whenever traveling out of India. It covers unexpected and unplanned medical as well as non-medical insurance while a person is out of country. All medical costs due to illnesses or accidents are covered, including inpatient and outpatient medical expenses, medical aid.
Apart from this it also has special coverage for sports persons. It covers everything from personal accident to medical expenses to personal possession contingencies, dismemberment and many more. So make a stitch in time and save nine, go for the insurances before you globe trot tension free!
Features
Convenient for you
- We give you the maximum coverage with minimal paperwork.
- Planning a long trip? - With our plan, wider durations can be covered - upto 182 days, which is extendable upto 365 days.
- Automated extensions of policy in case certain eventualities.
- 24 Hour Emergency Cashless Services offered through Emergency Assistance Service Provider.
Coverage for Sportspersons
- This policy provides coverage for sportspersons subject to certain conditions.
Policy Coverage
Reliance Travel Care Plan covers you for:
Medical Expenses
- The plan will pay for in-patient and out-patient hospitalisation. It also provides a daily allowance if hospitalisation exceeds 2 days.
- This policy also covers the travel cost of an immediate family member incase of hospitalisation of more than 7 days.
- It also covers dental expenses for acute anaesthetic dental treatment caused by injury.
- We compensate you for emergency evacuation to India and cover the cost of repatriation of mortal remains.
Personal Accident
- In case of an accident, we will provide compensation for death or permanent disability.
Accidental Death and Dismemberment-Common Carrier
- The policy also provides compensation for death or permanent disability due to an accident on any flight, ship or other common carrier.
Personal Possession Contingencies
- We not only take care of your health needs but also of your personal possessions.
- This policy provides coverage against loss of passport by reimbursing the cost of obtaining a fresh or duplicate passport.
- If your checked baggage is delayed more than 12 hours then Reliance Travel Care will reimburse you with essential expenses. Incase of total loss of baggage by the common carrier, we provide compensation for the same.
Time Based Contingencies
- We will reimburse towards additional expenses incurred if trip is delayed. Incase of the trip being cancelled or interrupted, compensation for any non-refundable payments or additional expenses incurred will be paid. If you miss a flight connection due to a delay of more than 3 hours, then additional expenses incurred by you will be reimbursed.
Other Contingencies
- What's more we cover you against liability to a third person caused involuntarily by you or your family.
- You will never be stranded in a foreign country without money since we provide you with emergency cash incase you lose your travel funds due to theft
- In the unfortunate event of a hijack we will pay you a special distress allowance.
- We also provide you cover against the loss of your possessions if there is a home burglary while you are abroad.
Exclusions
At Reliance General Insurance, we would like things to be as transparent as possible. To ensure that you do not face any misunderstandings when you make a claim, we would like you to know some of the major exclusions under the Policy. The claim will not be valid if the insured is:
- Travelling against the advice of a physician
- Receiving or are on a waiting list for specified medical treatment
- Travelling for the purpose of availing treatment
- Has received a terminal prognosis for a medical condition