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HDFC Home Loan

HDFC Home Loan
HDFC brings to you home loan solutions catering to all your needs at the click of a button. Over 30 years of expertise backed by financial wisdom now comes to solve all your problems regarding building a dream home for you and your loved ones.

    Features & Benefits

Home Loan
For individuals to purchase (fresh/resale) or construct houses. Applications can be made individually or jointly. The bank would finance up to 85% of the cost of the property (Agreement value + Stamp duty + Registration charges) based on the repayment capacity of the customer.

Home Improvement Loan
Facilitates for internal and external repairs and other structural improvements like painting, plumbing and electric works, waterproofing, grills & aluminium windows and tiling & flooring. The bank would finance up to 85% of the cost of renovation (100% for existing customers) subject to market value of the property.

Home Extension Loan
Facilitates the extension of an existing dwelling unit. All the terms are the same as applicable to a home loan.

Land Purchase Loan
A convenient loan facility to purchase land. The bank would finance up to 85% of the cost of the land (Conditions Apply). Repayment of the loan can be done over a maximum period of 15 years. Choose from Fixed Rate or Floating Rate with options to structure your loan as Partly Fixed or Partly Floating. Flexible repayment options to suit your individual needs.

Loan cover Term Assurance Plan
HDFC Standard Life Insurance Company Ltd. offers an insurance plan* which is designed to ensure that life's uncertainties do not affect your family's interests and your precious home. The plan provides a lump-sum payment on the unfortunate demise of the life assured. This pure risk plan is designed in a way that the cover decreases as you repay your home loan making it a low cost premium insurance plan. *Insurance is the subject matter of solicitation.

Automated Repayment of Home loan EMI
You can give us standing instructions to repay your Home Loan EMIs directly from your HDFC Bank Savings Account, thus, saving you the trouble of procuring, signing and tracking post-dated cheques. The bank also offers in-house scrutiny of property documents for your complete peace of mind.

Customer privileges
If you are an existing HDFC Home Loan customer, you can avail of other loans (such as Personal Loans, Car Loans, Two-wheeler Loans and Loan against securities) at lower interest rates.