HDFC Personal Loan

It is all here at HDFC, where you get the perfect combination of the maximum finances and the very best terms and conditions according to your repayment capacities, to make sure that your dreams don't fall short on the money front.

Features & Benefits

Borrow up to Rs 15,00,000 for any purpose depending on your requirements.
Flexible Repayment options, ranging from 12 to 60 months.
Repay with easy EMIs.
Low interest rates
Hassle free loans - No guarantor/security/collateral required.
Speedy loan approval.
Convenience of service at your doorstep.

Customer privileges:

If you are an HDFC Bank salary account holder, there is a special offer in store.
If you are an existing Auto Loan customer with a clear repayment of 12 months or more from any of HDFC's approved financiers or the bank itself, you can get a hassle free personal loan (without income documentation).
If you are an existing HDFC Bank Personal Loan customer with a clear repayment of 12 months or more, the bank can Top-Up your personal loan.

Customer privileges:

In case of death or total permanent disability of the loanee,the loanee/nominee can avail of the Payment Protection Insurance (Credit Shield) which insures the principle outstandings on the loan upto a maximum of the loan amount.Principle outstanding is defined as the amount of loan outstanding (not including any arrears in payment or interest thereon) at the Date of Loss,having accounted for payments made and interest accruing as determined in the Policy. Hence,the amount covered does not include any principal added because of non -payment of EMI and also will not include interest/ accrued charges.*

Personal Accident Cover

In order to ensure that your family is taken care of we also offer a Personal Accident cover of Rs.2,00,000 at a nominal premium.* * Premium will be charged for both these products which will be deducted from the loan amount at the time of disbursal .A transaction fee of Rs.500 will also be deducted at the time of disbursal.Pls note that service tax @ 10% and Education cess of 3% will also be charged.

Balance Transfer

If you have a personal loan from any other bank with a clean repayment record, simply transfer the loan to us and save substantially. Benefits
Minimal processing fees.
No income documentation.
Fast Processing.
Repayment through Standing Instruction facility